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Pension

In recent times Pensions have fallen out of favour with the public in general.  Some of the main reasons for this are; High Charges, Poor Returns, Complex Contracts or in some cases, it is just a case of not having anyone to speak with locally, due to call centres being located overseas.

Despite these setbacks, it remains a fact that Pensions are still one of the most tax efficient means of retirement planning.

At Affinity Financial Planning, you can be assured that you will have access to suitably qualified pension specialists.

How can we help?

You may have received a letter asking if you should be Contracted In or Out of the State Second Pension (Formerly SERPS).
You may be unsure of how much you need to set aside each month to ensure a comfortable retirement.
You may be paying too much in charges or your investments may not be performing as well as they could. What are your options – Should you transfer?

Whatever the reason, get in touch.  Remember, every day delayed could cost you money!

  • Pension Contracts
 
Pension Contracts
Stakeholder / Personal Pension / Group Personal Pension / Company Money Purchase Pension / Company Final Salary Pension / AVC - Additional Voluntary Contributions / FSAVC - Free Standing Additional Voluntary Contributions / EPP / SIPP / SSAS / FURBS / SERPS / S2P / Section 32 / Section 226……

There are numerous types of pension contracts and we have only outlined 15 of them here, some of which you may recognise.  As if this wasn’t confusing enough, legislation changed on the 6th of April 2006 with the introduction of A-Day!  However, these changes have been introduced in an attempt to simplify the complexities of retirement planning.

No matter what aspect of Retirement Planning you want discuss – from starting a new scheme to transferring an old one – from accessing tax free cash early to deferring the income – we can help. Contact us.

 

 

 
 
affinity financial planning ltd.
Independent Financial Advisors, Affinity Financial Planning Limited is an appointed representative of Financial Services Advice & Support Limited, which is authorised and regulated by the Financial Services Authority.
Company Registration Number 222052. Registered Office: 33 Kittoch Street, East Kilbride, G74 4JW
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