Pension advice in Lanarkshire and Glasgow
Affinity Financial Planning have the expertise to ensure that you get the very best Pension advice.

Based in Coatbridge, we cover the whole of Central Scotland. We'll sit down with you either in your home, at our office or your place of business and will explain the many options on offer from the whole of the UK Pension Market.

Things to consider whether starting a new Personal Pension or Switching an Existing Pension
Choosing a personal pension scheme as the main means of retirement planning, is an important decision and many things need to be considered:
• How much will I have to pay in to my pension each month?
• What will I receive in retirement for this money?
• What Pension Company is right for me and why?
• Where and How is my money invested?
• How good are the Providers service levels
• How is their track record on performance?
• What are the charges and how are they applied?

If any of the above have caused you concern contact Affinity Financial Planning now! The amount you will receive in Retirement will depend on the final value of your pension fund and this will depend mainly on how much has been paid in, how much has been deducted in charges and how well the fund's investments have performed.

A personal pension may not be the best choice if:
• Your employer offers a company pension scheme.
• You have been ‘Automatically Enrolled’ into a workplace pension arrangement. 

For full information on Auto-Enrolment, please contact us.

Things to consider when Retiring
Reaching the date you decide to retire can be more daunting with as many decisions and options as when you first took out your pension. Here are some of the things that need to be considered:
• Should I take the tax free cash or increase my income?
• Do I need to buy an Annuity?
• Do I qualify for an Enhanced Annuity due to poorer health?
• If I don’t take an income, is my money protected for my family?
• How do I arrange a spouses/partners income?
• Can I get guarantee’s? Do they all last the same time?
• What is Flexi Access Drawdown, what are the charges and how is the pension invested?

Confusing? Then let Affinity Financial Planning help.

Affinity Financial Planning have their offices in Coatbridge, Lanarkshire & Bridge of Earn, Perthshire and travel all over Central Scotland to visit clients at their homes. We offer completely independent face to face pension advice.